Removals Insurance : Why choose Britannia Greers Insurance?
Different removal companies offer different insurance policies with varying levels of cover so deciding which “goods in transit insurance” to choose can be confusing.
Nowadays moving companies are not allowed to sell insurance without a licence granted by the Financial Services Authority (FSA).
Some non-regulated moving companies are offering “Extended Liability” or “Standard Liability” as sufficient cover for your goods in transit. Extended and standard liability, however, are not recognised as insurance.
The difference between LIABILITY and Britannia Greers INDEMNITY (LIKE FOR LIKE) Replacement as New Insurance Cover.
Claim against the insurer not the mover
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Liability claims are made against the mover, who may decide not to accept liability and refuse to compensate you
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With Britannia Greers Indemnity or Replacement as New Insurance you sign a contract that entitles you to submit a claim directly against the insurer resulting in justified compensation.
Rights of recourse
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Liability claimants have no right of recourse to the Insurance Ombudsman Service.
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Britannia Greers Indemnity and Replacement as New Insurance is regulated by the FSA, which allows the claimant the right of recourse if they feel they have been mis-sold insurance.
Comprehensive cover
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If you choose liability cover you will have to prove negligence by the moving company in order to make a claim.
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Britannia Greers insurance will provide you with compensation if your policy covers the loss or damage
Goods replaced or repaired as new
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Liability cover means that you will only be compensated to the second–hand value of the goods. Your goods will not be replaced or repaired as new.
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Britannia Greers replacement as New insurance will compensate for replace or repair any lost or damaged goods at the insurers option.
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Britannia Greers Indemnity Insurance will compensate for or repair any lost or damaged goods on a like for like basis.
Please contact us for details, using our contact form.